Loans
Motorcycle Loan
A loan facility to accommodate your desire on owning a motorcycle / motorcycles (limited to selected brands, Honda and Yamaha)
Terms:
- Financing 75% of the on-the-road (OTR) price
- Interest rate 11.52% per-annum
- Monthly installment for principal and interest
- Proportional -provision-fee 0.5% per- annum; administration-fee 0.5%
- Terms up to 3 years
- The purchased vehicle is treated as a collateral
Conditions:
- Photocopy of applicant’s ID (KTP) and applicant’s spouse ID (KTP)
- Photocopy of Family Card (KK) and Marriage Certificate
- Official Salary Statement for government or private employees
Hajj Loan
A loan facility to fulfill your Hajj pilgrimage dream (registration fund for a Hajj’s quota)
Terms:
- Loan value up to IDR 22,500,000
- Bisaroh-fee 10% per-annum
- Monthly installment for principal and Bisaroh-fee
- Terms up to 5 years
- Free of provision and administration fees
Conditions:
- Photocopy of applicant’s ID (KTP) and applicant’s spouse ID (KTP)
- Photocopy o Family Card (KK) and Marriage Certificate
- Official Salary Statement for government or private employees
Installment Loan
This loan facilitates your investment as well as your business expansion needs with a term up to 48 months
Terms:
- Monthly installment for principal and interest
- Interest rate 11.52% per annum or 0.96% per month
- Proportional -provision-fee 0.5% per- annum; administration-fee 0.5%
- Land and vehicles are treated as a collateral
Conditions:
- Photocopy of applicant’s ID (KTP) and applicant’s spouse ID (KTP)
- Photocopy of Family Card (KK) and Marriage Certificate
- Photocopy of Land Certificate or motor vehicle owner certificate (BPKB). The original documents of Land Certificate or BPKB will be handed-over when the loan’s realization is started
- Photocopy of Land and Building Tax (PBB) and its annual tax receipt (STTS) (for land); A carbon copy of rubbed-engine-number and body-number trough SAMSAT’s help (for vehicles)
- Photocopy of Trade License (SIUP), Company Registration Certificate (TDP), and Disturbance License (Hinder Ordonnantie, HO)
Incidental Loan
A short-term loan for your emergency working capital needs
Terms:
- 3 months term
- Interest rate 21% per-annum
- Provision-fee 0.25%
- Land and vehicles are treated as a collateral
Conditions:
- Photocopy of applicant’s ID (KTP) and applicant’s spouse ID (KTP)
- Photocopy of Family Card (KK) and Marriage Certificate
- Photocopy of Land Certificate or motor vehicle owner certificate (BPKB). The original documents of Land Certificate or BPKB will be handed-over when the loan’s realization is started
- Photocopy of Land and Building Tax (PBB) and its annual tax receipt (STTS) (for land); A carbon copy of rubbed-engine-number and body-number trough SAMSAT’s help (for vehicles)
- Photocopy of Trade License (SIUP), Company Registration Certificate (TDP), and Disturbance License (Hinder Ordonnantie, HO)
- Photocopy of Land and Building Tax (PBB) and its annual tax receipt (STTS) (for land); A carbon copy of rubbed-engine-number and body-number trough SAMSAT’s help (for vehicles)
- Photocopy of Trade License (SIUP), Company Registration Certificate (TDP), and Disturbance License (Hinder Ordonnantie, HO)
Micro and Small Interprises Loan
A special loan for micro-small business practitioners who want to expand their investments and businesses
Terms:
– Loan value up to IDR 30,000,000
– Interest rate 15% per-annum
– Term up to 3 years
– Proportional provision-fee 0.5% per- annum; administration-fee IDR 50,000
– Land and vehicles are treated as a collateral
Conditions:
– Photocopy of applicant’s ID (KTP) and applicant’s spouse ID (KTP)
– Photocopy of Family Card (KK) and Marriage Certificate
– Photocopy of Land Certificate or motor vehicle owner certificate (BPKB). The original documents of Land Certificate or BPKB will be handed-over when the loan’s realization is started
– Photocopy of Land and Building Tax (PBB) and its annual tax receipt (STTS) (for land); A carbon copy of rubbed-engine-number and body-number trough SAMSAT’s help (for vehicles)
– Business Permit from Local Village Office (Kelurahan)
Daily Loan
This is a flexible loan with a ceiling that is adjusted to the outstanding loan balance. Interest rate is calculated daily based on the usage of the loan. A receipt is applied for every withdrawal
Terms:
– Loan ceiling is attached to the daily saving balance
– Term up to 12 months; if an agreed ceiling is still needed then the loan can be extended under terms and conditions
– Interest rate 18% per-annum; it is calculated daily using the usage balance
– Provision-fee 1% per -annum, administration-fee 0.2% per-
annum
– Land is treated as a collateral
Conditions:
- Photocopy of applicant’s ID (KTP) and applicant’s spouse ID (KTP)
- Photocopy of Family Card (KK) and Marriage Certificate
- Photocopy of Land Certificate or motor vehicle owner certificate (BPKB). The original documents of Land Certificate or BPKB will be handed-over when the loan’s realization is started
- Photocopy of Land and Building Tax (PBB) and its annual tax receipt (STTS) (for land)
- Photocopy of Trade License (SIUP), Company Registration Certificate (TDP), and Disturbance License (Hinder Ordonnantie, HO)
Investa Griya Loan
Loans for the purchase of homes, land, shops and shophouses with a maximum loan term of 8 years.
Terms:
– Monthly installment for principal and interest
– Interest rate 16% per annum effective
– Provision of 1.5% of the loan principal
– Administrative fee Rp.500.000,-
– Land and buildings are treated as a collateral
Conditions:
- Photocopy of applicant’s ID (KTP) and applicant’s spouse ID (KTP)
- Photocopy of Family Card (KK) and Marriage Certificate
- IMB (building permit)
- Photocopy of SIUP, TDP, TIN
